Here’s how to fix the looming Social Security shortfall

The Social Security Board of Trustees announced earlier this year that everyone’s favorite government program can pay 100% of scheduled benefits until the fourth quarter of 2032. After that, the Social Security Trust Fund will be depleted, and we will only have enough money to pay a little over three-quarters of promised benefits. (Cue the collective cynical shrug from Generation X, which has learned not to count on nice things.) This imminent shortfall is hardly a surprise—the Social Secu...