Why this ‘big idea’ to fix Social Security relies on a massive stock-market gamble

A proposed solution to address Social Security's long-term funding issues hinges on the idea of investing more of the program's reserves in the stock market, which could potentially generate higher returns. However, historical data shows that market gains over the past 50 years are outliers; long-term trends often yield more modest returns. This reliance on market performance poses a significant risk, as downturns could severely impact Social Security's financial stability, raising concerns about the plan's feasibility and the potential strain on future generations.