What Are the Best Use Cases for Tokenisation and Programmability?

Sovon Chatterjee from HSBC highlighted the growing potential of tokenised deposits during a discussion at EBADay 2026, emphasizing how it addresses the challenges faced by corporate treasurers in managing round-the-clock operations. A significant advantage, he noted, is the reduction in the need for pre-funding floats, which can be costly. This shift not only streamlines operations but also opens up new possibilities in financial services by making processes more efficient and reducing overheads.