We're living VERY comfortable lifestyles ... and our pensions are less than £45,000. So many experts think you need thousands to retire happily - but we're proof you don't

HomeShowbizNewsSportsPoliticsOpinionRoyalsCrime DeskUKGamesLifestyleBuylineHomeShowbizNewsSportsPoliticsOpinionRoyalsCrime DeskUKGamesLifestyleBuyline More top stories POPULAR MONEY SECTIONS Best savings rates tablesFind the best mortgage calculatorPower Portfolio investment trackerStock market data and share pricesThis is Money's podcastThis is Money's newsletterThe best DIY investing platformsThe best bank accountsThe best cash IsasThe best credit cardsSave on energy billsCompare broadband and TV dealsHow to find cheaper car insuranceInvesting Show videosFinancial calculators MUST READ FROM PENSIONS TEN new tax year tips to get your finances off to a flying start How to boost your Isas, pensions and savings State pension age rise to 67 starts NOW and many could struggle financially while they wait Unloved annuities are coming back into fashion Is buying a guaranteed pension income worth it, and what are the rates Plan to fix state pension child benefit mess pushed back by a year Mums must wait until April 2027 What caused the NS&I £476m missing savings debacle and who will receive compensation? The best cash Isas for TRANSFERS - switchers don't always get top rates so where should you look? I help people retire to Portugal - these are the three questions I get asked most, from pensions to tax and visas Half our house is owned in a trust by my husband's children from his first marriage - but now we want to downsize How to set up a pension if you're self-employed How to get the free top-ups you should NOT pass up Should you invest in a pension or an Isa? he expert formula to decide which is best for YOU at every age Could the triple lock be scrapped... and should it be? Industry veteran HENRY TAPPER gives his verdict State pension age could soar to 75 thanks to low birth rates, study suggests - experts give their verdict Warning sounded over Britain's midlife pensions crisis But experts say it's NOT too late to build a £187,000 pot from scratch TSB issues warning over cruel new 'friendship fraud' scam which targets older and vulnerable people Legal & General still won't pay us £132,000 months after my husband's terminal diagnosis ROS ALTMANN: Government is seizing 'Henry VIII' powers to dictate how pension savers' money is invested Beat the inheritance tax trap SIMON LAMBERT on the two easy ways to avoid a 40% bill - and the clever trick most people don't know about My late father put his £500,000 house in my sister's name 14 years ago but continued living in it - will she face a hefty tax bill I'm trustee for my toddler grandson after my daughter died: The trust's in my name - will I lose benefits? Ask our money experts your question: Get help with pensions, consumer problems, tax, mortgages and more Latest from Pensions We're living VERY comfortable lifestyles ... and our pensions are less than £45,000. So many experts think you need thousands to retire happily - but we're proof you don't Government should promote all pensioner benefits at the same time to improve woeful take-up Could you afford to live on a £100,000 pension pot and a state pension? Women get £3,800 less from their pensions than men each year... but the gap is closing I'm 55 and want to cash in a £50,000 pension: Why am I being told to wait until age 60? STEVE WEBB replies The £8bn gifting boom as savers hand money to family to dodge inheritance tax on their pensions Has Steve Webb answered YOUR pension question? Read all his replies to readers' retirement queries Protect Your Money: How to make your pension deliver a richer retirement How to avoid your pension being dragged into inheritance tax net Are YOU heading for a bleak retirement and is your stingy employer to blame? What Labour's surprise pension plan to hand you an income for life means for YOUR retirement - and why it could put an inheritance at risk How to find lost savings and pensions, as Britons more likely to organise their sock drawer than their finances Why is the state pension taxed but Universal Credit payments are tax-free? STEVE WEBB replies Best Sipp providers: How to pick a platform for your pension Can my inheritance tax bill be paid from my pension to HMRC? STEVE WEBB replies MORE HEADLINES