‘Watch the small expenses’: 20 expert tips to boost your bank balance

Jane PhareSenior Journalist·NZ Herald·25 Oct, 2026 08:00 PM13 mins to read‌Watch the small expenses, financial experts say. Where does it go and why don’t we have more? That’s the money mystery. Jane Phare gets advice from experts on ways to make sure your bank balance is going up, not down. We’ve all done it: come home with an extravagant impulse buy or signed up for a holiday