Credit: Getty MILLIONS of UK drivers who took out a Personal Contract Purchase (PCP), Hire Purchase (HP) or similar car finance agreement between April 2007 and November 2024 could be entitled to compensation if they were mis-sold their finance. Rather than trawling through years of old bank statements, drivers can now check their potential eligibility in 60 seconds. MakeAPCPClaim’s free** online tool does all the heavy lifting, using smart technology to locate your finance agreements automatically. Even if you’ve misplaced your paperwork, forgotten who the lender was, or moved home since taking out the agreement. Sign up for The Sun newsletter Thank you! The tool cross-references key details to track down agreements you may not realise could have been mis-sold. Make a PCP Claim is a trading style of Fountain Finance Limited, which is registered in England and Wales. Fountain Finances is a claims management company, authorised and regulated by the Financial Conduct Authority. You can complain for free directly to your lender, the Financial Ombudsman Service, or through the FCA’s free motor finance redress scheme. We receive a referral fee from our partner law firm if you choose to proceed. Check to see if you could be owed compensation TODAY! It’s quick and easy to check Credit: Getty Get a FREE** PCP finance check now Make A PCP Claim makes it easy to find out where you stand with its free** PCP finance check. Better still, Make A PCP Claim’s secure potential eligibility check won’t negatively affect your credit score and there’s no obligation to continue if you decide not to proceed. How can I check potential eligibility for mis-sold car finance with Make A PCP Claim? Join over 490,000 drivers who have already checked if they could be owed compensation. Finding out is fast, free** and straightforward. Simply enter a few basic details and the tool will pull through the number of valid claims found. If you choose to proceed with your claim(s) through partner law firm HD Law, you’ll then be able to see: All your PCP and HP agreements (2007 to 2024) The lenders and vehicles involved The potential claim figure based on HD Law’s average* The Financial Conduct Authority (FCA) has launched a free-to-use redress scheme for drivers who may have been affected by hidden commission, high commission and/or tied arrangements, estimating the average payout to be around £830 per mis-sold agreement. The regulator also estimates that 75% of eligible consumers will make a claim. If that happens, the FCA estimates a figure of £7.5 billion could be paid out in compensation. Who could be eligible? You could be eligible to make a claim if you took out a PCP, Hire Purchase or similar motor finance agreement between April 2007 and November 2024. Many drivers don’t realise they may have been affected because they weren’t told about commission arrangements between lenders and dealerships, or weren’t given all the information they needed before signing their agreement. Even if you’ve already paid off your finance, sold the vehicle or no longer own it, you may still be able to make a claim depending on your circumstances. The check can securely access available finance information through credit reference data where possible to help assess whether your agreement may qualify. Importantly, checking your potential eligibility does not negatively impact your credit score. Check if you have a claim in 60 seconds If you financed a car, van or motorbike during the qualifying period, it only takes around a minute to see whether you could have a claim. In around 60 seconds, you’ll receive an indication of whether you could have a claim. If your agreement is potentially eligible, you can then decide whether you’d like to move forward. If you choose to proceed, your case will be handled by specialist solicitors at partner law firm HD Law. Led by Kevin Durkin, the firm is the only law firm to have successfully taken a PCP commission case to the Supreme Court. If your agreement is potentially eligible, you can choose whether you’d like to continue with your claim. Why use Make A PCP Claim to check if you could’ve been mis-sold car finance? With millions of motorists potentially affected by mis-sold car finance, knowing where to begin can feel overwhelming. Make A PCP Claim has been designed to make the process as simple as possible, helping drivers understand whether they may have a route to claiming compensation through the courts. Some of the key benefits include: Free** 60-second potential eligibility check Secure technology that can check available finance information No impact on your credit score No obligation to continue after checking your potential eligibility Access to specialist legal support through partner law firm HD Law if you decide to proceed *£1,846.23 is the average redress obtained by HD Law as of July 2025. **Our Free Check confirms whether motor finance agreements have been identified from your credit search and the number found. Further details of any agreements will be provided once HD Law is instructed. Comment now
UK drivers are taking this FREE** 60 second check to see if they could be owed for old finance agreements
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