President Trump during his State of the Union address announced plans to offer Americans without 401(k) savings access to a retirement account similar to those available to federal workers.Why it matters: The White House hasn't yet offered any details on the plan, and there are roughly 56 million Americans who don't have access to an employer-sponsored retirement plan.What he's saying: Trump called that a "gross disparity" during the State of the Union address.Trump said he would offer "forgotte...