They Grew Up in ‘Mortgage Families.’ Now These 21-Year-Olds Have Raised $4.1 Million to Put an AI Loan Officer Inside America’s Lenders.

Athan Zhang and Brianna Lin, both 21, have raised $4.1 million to develop Penny, an AI loan officer designed to streamline the mortgage process by tackling the industry's data-heavy paperwork issues. These young entrepreneurs, who grew up with parents in the mortgage business, believe that Penny can revolutionize how lenders operate, making the process more efficient and accessible. This innovative approach could potentially transform the mortgage industry, making it less daunting for applicants and more efficient for lenders.