Cameron SmithJournalist·NZ Herald·23 Aug, 2026 09:00 PM4 mins to readAre these money habits hurting your chances of getting a mortgage? Photo / 123rfAre these money habits hurting your chances of getting a mortgage? Photo / 123rfForking out for too many subscriptions could be hurting your chances of getting a home loan, a mortgage expert warns. Mark Hayward, a financial adviser at New Zealand Home Loans (NZHL), said banks were looking for mortgage applicants to be able to demonstrate that they can not only service a
The money red flags that could be hurting your mortgage application
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