The best US cities to retire in 2027

Florida and Texas cities make up half of the top 15 best cities to retire in. Twenty47studio/Getty Images There are a lot of financial concerns surrounding retirement, and choosing where to live might be one of the biggest challenges.Unless you've managed to stockpile a large sum of money for retirement, the everyday costs of living could factor into your decision to retire altogether.US News & World Report analyzed over 850 cities based on quality of life, affordability, healthcare, retiree taxes, job market, and population and migration for retirees 55 and older to rank what cities work best for retirees.Affordability was a key factor in this year's list, as the pathway to a comfortable retirement isn't smooth for everyone."It's no secret that affordability is top of mind for Americans this year, which is why US News updated its weighting criteria to better align with what retirees prioritize," US News & World Report assistant managing editor Megan Wood said. "The 2027 rankings reflect key metrics used to highlight the places that best suit retiree needs."The six factors used when ranking each city came from a survey of Americans 45 and older to determine what mattered most to them when considering where to retire.The cliché of retiring to Florida still holds true, as two Florida cities ranked in the top 15. But Texas has become an even hotter spot for retirees. While last year's list included three Texas cities, this year's list has six, with two in the top five.Texas' overall affordability makes it a popular choice not only for retirees but for other generations as well."Retirees are seeking a place that gives them a sense of security and comfort as they live out their golden years," Wood said.While cities in Florida and Texas account for more than half of the top 15, neither city holds the top spot. Below, the best cities to retire in for 2027. 15. San Angelo, TX San Angelo, Texas. DenisTangneyJr/Getty Images Housing costs 2025: $191,261Value index: 9Population 65+: 17% 14. Conroe, TX Conroe, Texas. Photosbyjam/Getty Images Housing costs 2025: $323,622Value index: 7.9Population 65+: 15% 13. Pearland, TX Pearland, Texas. halbergman/Getty Images Housing costs 2025: $343,369Value index: 8Population 65+: 13% 12. Victoria, TX Victoria, Texas. ianmcdonnell/Getty Images Housing costs 2025: $200,767Value index: 9.3Population 65+: 17% 11. Bismarck, ND Bismarck, North Dakota. halbergman/Getty Images Housing costs 2025: $290,274Value index: 6Population 65+: 21% 10. Palm Coast, FL Palm Coast, Florida. Jeff Cassetta/Getty Images Housing costs 2025: $380,019Value index: 7.5Population 65+: 30% 9. Lynchburg, VA Lynchburg, Virginia. SeanPavonePhoto/Getty Images Housing costs 2025: $222,789Value index: 7.5Population 65+: 15% 8. Paducah, KY Paducah, Kentucky. larrybraunphotography.com/Getty Images Housing costs 2025: $161,025Value index: 9.2Population 65+: 19% 7. Altoona, PA Altoona, Pennsylvania. catnap72/Getty Images Housing costs 2025: $115,035Value index: 8.1Population 65+: 19% 6. Rio Rancho, NM Rio Rancho, New Mexico. DenisTangneyJr/Getty Images Housing costs 2025: $311,135Value index: 6.2Population 65+: 19% 5. Spring, TX Spring, Texas, is a suburb about 25 miles outside Houston. John Coletti/Getty Images Housing costs 2025: $249,404Value index: 8.6Population 65+: 12% 4. The Woodlands, TX The Woodlands, Texas. raeva/Getty Images Housing costs 2025: $472,814Value index: 6.6Population 65+: 15% 3. Weirton, WV Weirton, West Virginia. Katherine Frey/The Washington Post via Getty Images Housing costs 2025: $124,681Value index: 7.6Population 65+: 26% 2. Homosassa Springs, FL Homosassa Springs, Florida. : Jeffrey Greenberg/Universal Images Group via Getty Images Housing costs 2025: $219,352Value index: 8.8Population 65+: 30% 1. Midland, MI Midland, Michigan. Jacob Boomsma/Getty Images Housing costs 2025: $206,176Value index: 8.7Population 65+: 21% Read next Business Insider tells the innovative stories you want to know Business Insider tells the innovative stories you want to know Business Insider tells the innovative stories you want to know Business Insider tells the innovative stories you want to know Jordan Pandy reports on real estate for Business Insider. He writes about domestic and international relocation trends, real estate as a business, and the luxury sector.He also has stories focusing on property technology and, in 2022, moderated a panel on fractional investing at the real estate technology conference Blueprint. Before Business Insider, he covered luxury real estate in South Florida for The Real Deal.He holds a Master's degree in Magazine Writing from New York University and a Bachelor's degree in English from Florida State University. He is based in Washington, DC. Texas Florida Cities More