Tell us: are you affected by the 6% mortgage rate?

The average cost of a five-year fixed-rate mortgage has hit the 6% barrier for the first time in three years.Figures from financial information provider Moneyfacts show the average is now 6.00%, its highest point since September 2023, while the average two-year fixed rate is 5.98%, its highest since December of the same year.Jitters in the money markets have made the loans more expensive for lenders to offer.We would like to speak to people affected by this rise. How will this affect your finances? Will it change your plans to buy a house or move?Share your experienceYou can share your response using this form. Your responses, which can be anonymous, are secure as the form is encrypted and only the Guardian has access to your contributions. We will only use the data you provide us for the purpose of the feature and we will delete any personal data when we no longer require it for this purpose. For alternative ways to get in touch securely please see our tips guide.NameWhere do you live?Tell us a bit about yourself (e.g. age, background, what you do) OptionalHow will the mortgage rate rise affect your finances? Please include as much detail as possible. Will it change your plans to buy a house or move?Please include as much detail as possible. If you are happy to, please upload a photo of yourself here OptionalPlease note, the maximum file size is 5.7 MB.Choose fileYour contact details are helpful so we can contact you for more information. They will only be seen by the Guardian.Email address Your contact details are helpful so we can contact you for more information. They will only be seen by the Guardian.You can add more information here OptionalIf you include other people's names please ask them first.By submitting your response, you are agreeing to share your details with us for this feature.If you’re having trouble using the form click here. Read terms of service here and privacy policy here.