Opinion byColumnist·NZ Herald·14 Aug, 2026 05:00 PM12 mins to readMary Holm is a columnist for the New Zealand Herald.Selling one's home and investing in the share market might, over time, bring a better return than home ownership, but investors should be careful not to fall victim to "short-termitis" and assume that markets will always perform well, says Mary Holm. Photo / 123rf Q: Should I consider selling my mortgage-free house to invest the full amount in the share market while I rent? The share market (over time at a 10% average) would return far more than the cost of renting. Then I could buy again without a mortgage when I turn 65
Should I sell my home and become a tenant? – Mary Holm
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