Separating routine care from catastrophic risk: A direct-pay model for healthcare access

The United States spends more per capita on healthcare than any other nation, yet tens of millions of Americans are uninsured, and many more are underinsured. Families with deductibles of $5,000, $10,000 or more often find that their coverage provides little practical help until significant out-of-pocket spending has already occurred. Medical debt is widespread, and […] The post Separating routine care from catastrophic risk: A direct-pay model for healthcare access appeared first on Becke...