Opinion byColumnist·NZ Herald·11 Sep, 2026 05:00 PM11 mins to readMary Holm is a columnist for the New Zealand Herald.If you get a doer-upper and are happy to put in the work, you might be able to boost the property value considerably, despite the sluggish housing market. Photo / 123rfGet into rental market now?Q: My husband and I are both five years out from retirement.We both work part-time (total joint salary $100,000). We have been lifelong travellers, students, renters and spenders on experiences, and came to saving late. We have no children or dependants. We recently paid
Retirement savings: Why buying a rental property before retirement may not pay – Mary Holm
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