Opinion byColumnist·NZ Herald·23 Oct, 2026 04:00 PM12 mins to readMary Holm is a columnist for the New Zealand Herald.Many people, often young women, can fall into the trap of becoming "over-savers", says Mary Holm. But they need to remember they can save for retirement and still have some fun now. Photo / 123rf Not for everyoneQ: I think you should be more direct in encouraging people to save for retirement. If they do not, they will be living on a very small pension from the Government for a long time as people are living longer. The choice is theirs. A:
Retirement planning matters, but life’s for the living, too – Mary Holm
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