Recent Floods Show Michigan Residents are Vulnerable to Flood Insurance Gaps

Recent floods in Michigan highlight a significant issue: many residents like Tom and Diane Peterman were unable to obtain flood insurance despite living in flood-prone areas. This insurance gap leaves homeowners vulnerable during severe weather events. The situation underscores the need for policy reforms to ensure that more people have access to flood insurance, which could provide critical financial protection against natural disasters. As climate change increases the frequency of such events, addressing these gaps becomes increasingly urgent.