Pet insurance can pay off but you need to read the fine print – Diana Clement

Opinion byYour Money and careers writer for the NZ Herald·NZ Herald·5 Sep, 2026 09:00 PM4 mins to readDiana Clement is a freelance journalist who has written a column for the Herald since 2004. Before that, she was personal finance editor for the Sunday Business (now The Business) newspaper in London.‌Pet insurance can ease costly vet bills, but exclusions and limits matter. Photo / Getty ImagesPets are expensive. Chairman Meow or Lord Fluffington is going to cost a lot more than just food and flea treatments. Veterinary bills can run into thousands of dollars and many families simply don’t have that sort of cash. Pets can get just as sick as we do and they