Research recently published in the journal Information Systems Research finds that giving low-wage workers access to their earned wages before payday can significantly increase saving behavior, financial monitoring and long-term planning. The study found that On-demand Wage Access (OWA), a fast-growing fintech service, raises monthly saving frequency by 3.7%, dashboard monitoring by 12.9% and financial goal-setting by 1.3%. By not waiting until a specific payday, employees are more likely to sav...