O Pix � eficiente; o cart�o � um parasita

The article highlights the stark efficiency difference between Brazil's Pix payment system and traditional credit card transactions. While Pix transfers nearly the full amount paid directly to the seller, credit cards often result in significant deductions, with sellers receiving far less. This raises questions about who ultimately bears the cost of transaction processing, suggesting that the ease and efficiency of Pix might reshape consumer and business financial dynamics. The implications could be far-reaching, influencing everything from consumer prices to business profitability.