Maybe it’s time to sell the rental, clear the debt, have some fun – Mary Holm

Opinion byColumnist·NZ Herald·31 Jul, 2026 09:00 PM12 mins to readMary Holm is a columnist for the New Zealand Herald.‌The answer for one mid-40s couple feeling bogged down by mortgage payments and interest-only loans could be to sell their rental property, clear the debt and consider more investment in KiwiSaver or managed funds, Mary Holm writes – as long as they spend a little money on having some fun. Photo / 123rfWhy do we feel we are getting nowhere? Q: My husband and I are in our mid-40s. We have about $200,000 each in our KiwiSavers, and our home is mortgage-free. We also have a rental property. We’re renting it out for $650 a week and we need to top