Lottie Moss reveals she was left penniless after paying for friends' holidays and rent at the height of her fame and declares 'if I'd carried on modelling I'd be dead'

Lottie Moss has revealed she was left penniless and spent all of the money she earned at the height of her fame after paying for friends' holidays and their rent.The model, 28, started her fashion career by following in the footsteps of her half-sister Kate, but said she has spent every penny she earned after being given 'no guidance' on how to manage her finances.Lottie said she was a 'young, impressionable person' when she started her modelling career, which led to some of the poor decisions when managing her finances.She also admitted she would 'probably be dead' if she'd carried on modelling, after making the difficult decision to quit the industry and sign up to subscription site OnlyFans.Lottie said: 'I paid for people's rent. I paid for people's holidays. I would pay for everyone's flights. 'I spent all my money for modelling. I have none of it left. Wow. Not a single drop because you had no guidance. No guidance whatsoever.' Lottie Moss has revealed she was left penniless and spent all of the money she earned at the height of her fame after paying for friends' holidays and their rentSpeaking on the Olivia's House podcast, host Olivia Attwood noted that she previously blamed her parents for 'dropping' the ball and assuming that the modelling agency was taking care of her.Lottie agreed, saying: 'Yeah, that is a sad thing as well. I think they really trusted, you know, they thought these people have done this for years. They've done they must sort of know what they're doing and they handle young women all the time.'They have a board specifically for new faces, so they must, you know, know what they're doing. 'They really didn't. I mean, my old agency, I can't name names obviously, but they are just completely like they mismanage people all the time.'Adding there was 'no welfare' for her during that time, Lottie added: 'I think of course you know it is your responsibility as well to like keep yourself on the straight and narrow... 'As a young sort of impressionable person, I don't think, they should be very early on seeing the signs and sort of helping you and navigate you in a different way. For them, they were just happy as long as I was there.'Later in the interview, Lottie also spoke about her decision to sign up for OnlyFans, admitting she felt 'lost and lonely' at that time after deciding to give up modelling.She added: 'I really had a hard time with leaving the modelling and going and doing OnlyFans, I really felt like ''wow I really f*****d this didn't I?'' Did I just ruin my life, and my career?'''I got given so many amazing opportunities, but then on the other side of it, of course, there were issues with the agency, and I think if I had carried on doing modelling I'd be dead. The model started her fashion career by following in the footsteps of her half-sister Kate, but spent every penny she earned after being given 'no guidance' on how to manage her finances'I think the way I was going, there was not a lot of people who could humble me, and there was not a lot of drinks I wouldn't drink to get to feeling something and I wasn't feeling anything. I was feeling like very lonely, very lost, very empty.'I think people have like we were saying a perception of what this is going to be like and when you get there and it's not that.'Lottie has now left her modelling career behind, and revealed last week she is launching her own lifestyle business.It is the same path taken by half-sister Kate who set up her beauty and wellness brand Cosmoss in 2022 as she embraced a dramatically healthier lifestyle following her famously hard-partying younger years.However, Kate's venture ultimately collapsed, with Cosmoss Group closing down last year with insolvency reports showing creditors were owed nearly £3million.Lottie, who shares the same father – Peter Moss – as Kate, is hoping to fare better with her own venture.'I've just started a wellness and lifestyle events company with a friend of mine. So that's very exciting,' Lottie told the Private Parts podcast.'I have a few things in the pipeline that I'm excited about, but I can't talk about them.'Lottie explained that the idea emerged after she attended a yoga retreat in Ibiza last year, where she met a Reiki healer named Lauren, who has now become her business partner.The former party girl admitted she had previously dismissed spirituality as 'woo-woo', but said the trip changed her outlook.Lottie has previously described the modelling industry as 'toxic', claiming she was pressured to slim down to a 23-inch waist, pushed into jobs she did not want to do and later dropped by her agency after joining OnlyFans.She added: 'I think I was always quite negative when I was younger. I felt quite bitter, I think, because of things that had happened to me in my career.'I lived in quite a negative space. And I think that's why lots of negative things were happening to me and I was around a lot of negative people.'Of meeting Lauren, she added: 'It was just such an amazing trip, and it really opened my eyes. I think I had a lot that I needed to let go of and just release.'Lottie's change of direction comes after a turbulent few years. She went to rehab in 2022 after publicly revealing she had struggled with cocaine addiction and has spoken openly about using drugs and alcohol while working in the fashion industry as a teenager.Later that year she drunkenly had the word 'lover' tattooed beneath her eye during a trip to Bali, telling followers at the time: 'Don't drink alcohol, kids.' She has since undergone treatment to have the tattoo removed.She also caused a rift with her family when she joined OnlyFans after moving to Los Angeles in 2021, later admitting her mother stopped speaking to her for weeks and her family was left 'in turmoil'.She finally walked away from the adult subscription site in July 2025.Lottie's latest business venture follows the collapse of her previous company, LottieM Ltd, which was used for her modelling work. It was placed into creditors' voluntary liquidation in April this year.Her representative previously said historical debts had begun during the pandemic and that, despite income from OnlyFans helping repay some of them, a sharp fall in earnings after she left the site meant the remaining liabilities could not be covered.Lottie's new chapter has also coincided with a settled relationship with boyfriend Themy Kalaitzis, an art dealer and oil broker with whom she now lives.She told the Daily Mail this week that he had 'completely changed my view on men' and said her family – including Kate – love him.