Insurance industry workers: how is climate-related risk managed in your company?

With more frequent storms, floods, wildfires and drought, caused by climate change, having a huge impact on property around the world, we’d like to find out how the insurance industry is managing climate change risk.There have been reports of insurance workers, who analyse risk around a natural disaster, coming under pressure to downplay losses in order to keep premiums affordable for customers. The practice of underestimating risks to keep insurance premiums down could be widespread.We’d like to hear from insurance industry workers; modellers, actuaries, underwriters and others about how climate change risk is managed in your company. How do you feel about the current pricing of insurance premiums? Do you have concerns?Share your views and experiencePlease respond in the form below, anonymously if you prefer. We will contact you before we publish any of your submission. Your responses, which can be anonymous, are secure as the form is encrypted and only the Guardian has access to your contributions. We will only use the data you provide us for the purpose of the feature and we will delete any personal data when we no longer require it for this purpose. For alternative ways to get in touch securely please see our tips guide.NameWhere do you live?Tell us a bit about yourself (e.g. age, background, what you do) OptionalIf you work for the insurance industry, please tell us what area OptionalHow climate-related risk is managed in your company?Please include as much detail as possible. How do you feel about the current pricing of insurance premiums? OptionalPlease include as much detail as possible. Do you have concerns? OptionalPlease include as much detail as possible. If you are happy to, please upload a photo of yourself here OptionalPlease note, the maximum file size is 5.7 MB.Choose fileYour contact details are helpful so we can contact you for more information. They will only be seen by the Guardian.Email address Your contact details are helpful so we can contact you for more information. They will only be seen by the Guardian.You can add more information here OptionalIf you include other people's names please ask them first.By submitting your response, you are agreeing to share your details with us for this feature.If you’re having trouble using the form click here. Read terms of service here and privacy policy here.