I’m 39, single with no kids — and Instagram is serving me at least 4 ads a day for indexed universal life insurance. Do I need it?

I’m 39, single with no kids — and Instagram is serving me at least 4 ads a day for indexed universal life insurance. Do I need it?

Don’t think about indexed universal life insurance as a “stock alternative” as IULs are a type of life-insurance policy. Think about what kind of life insurance you’d want, if any.

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