If your business doesn’t offer workers a 401(k) plan, maybe now is the time

The business of retirement savings has been going through some major changes lately. Financial services companies are seeking to grow the pie aggressively by getting more employees to invest in 401(k) plans and similar savings accounts. At the same time, more people are living longer in retirement, which is good for, well, people, but does mean their retirement savings must stretch further. Meanwhile, the population is aging, which threatens to deplete public sector retirement programs like Soci...