From leafy commuter hotspots to sun-trap terraces – what the UK’s average house price buys you across the country

DECIDING where to buy a home can be a tricky decision and location can be a big factor in the type of property you’re after. The average UK house price was £378,000 in June 2026, according to Rightmove. The average UK house price is £378,000 and you could bag a variety of properties You could own a property within walking distance of Druridge Bay in Northumberland Credit: Getty Imagine watching the sunset over Cardigan Bay on the Welsh bay from your own sofa Credit: Getty The average asking price for a home has been falling in a shock summer slump, with the heatwave and the Iran War partly to blame. This means it’s currently a buyers’ market, with sellers having to price more competitively to attract a sale. Sign up for the Money newsletter Thank you! So if you’re looking to up sticks and move somewhere new, now could be the best time to take the plunge. If you were to purchase a property valued at £378,000, homeowners would need to save £18,900 for a very small 5% deposit. To put down a 10% deposit and secure a lower mortgage rate, you’d need £37,800 in the bank. Property website Rightmove has dug out ten different properties across the country to help illustrate what you can get for around £378,000. The properties can be found across the country, including coastal Northumberland, Cumbria, London and the West Midlands. Depending on where you live you could get a lot more house for your money. Most read in Money Here’s a look at how each property compares. Longmorn, Elgin, Scotland – £370,000 House hunters can escape to the country with this spacious four-bedroom property Credit: Rightmove The house boasts countryside views and a large bay window Credit: Rightmove 5% deposit – £18,500 10% deposit – £37,000 House hunters can escape to the country with this spacious four-bedroom home near Elgin. Sitting in an elevated position, the detached property boasts sweeping countryside views from the lounge’s large bay window. A log-burning stove should help keep things cosy during the colder months, while the bright kitchen comes with an island and range cooker. There is also a separate dining room and an additional family room, providing plenty of space for entertaining or multigenerational living. Three bedrooms are on the ground floor — and each has its own en-suite. Upstairs, the fourth bedroom could alternatively be turned into a home office, studio or hobby room. The outdoor space includes decking, a patio, greenhouse and shed, plus a garage and parking for several vehicles. Millbuies Country Park is nearby, while Elgin’s shops, schools and leisure facilities are just a short drive away. Hadston, Morpeth, Northumberland – £350,000 Beach lovers will be tempted by this quirky timber home Credit: Rightmove It has a huge open-plan living and dining room Credit: Rightmove 5% deposit – £17,500 10% deposit – £35,000 Beach lovers could be tempted by this quirky timber home within walking distance of Druridge Bay. The four-bedroom property stands on a plot of roughly one-third of an acre and comes with mature gardens wrapping around the house. Inside, the showstopper is a huge open-plan living and dining room with a vaulted ceiling and full-height windows. A modern wood-burning stove provides a cosy focal point, while an overlooking mezzanine could become a reading nook or home office. The duck egg blue kitchen features integrated appliances, generous worktops and a breakfast bar. Two bedrooms and the family bathroom are downstairs, with two further doubles on the first floor. One upstairs bedroom has a cloakroom-style en-suite, while another includes a large storage cupboard that could potentially be converted into an extra shower room. Outside, buyers get two driveways, parking for several vehicles and a substantial detached garage with workshop potential. The gardens also feature a large decked terrace for soaking up the sun. Hincaster, Milnthorpe, Cumbria – £375,000 This traditional Cumbrian cottage is packed with period charm Credit: Rightmove The spacious living room features deep window sills and a Victorian fireplace Credit: Rightmove 5% deposit – £18,750 10% deposit – £37,500 This traditional Cumbrian cottage is packed with period charm — and has four bedrooms to boot. The spacious living room features deep window sills and a Victorian fireplace with a tiled inset and hearth. Next door, the dining room has panelled walls, solid wood-block flooring and an Esse stove sitting on a slate hearth. A few steps lead up to the shaker-style kitchen, which offers plenty of storage as well as a Belling electric cooker. There is also a handy utility area or porch with direct access to the rear garden. All four bedrooms are upstairs, including a main bedroom with built-in wardrobes and another room enjoying far-reaching countryside views. The remaining bedrooms could be used for children, guests or working from home. Outside is an easy-to-maintain garden that catches plenty of sun, plus a detached garage with room for a workshop or hobby space. And despite the cottage’s rural setting, the listing says ultrafast broadband is available. Huby, North Yorkshire – £375,000 It may look traditional, but this four-bedrrom home was built in 2010 Credit: Rightmove The living room has a bag window and bedrooms with built-in wardrobes Credit: Rightmove 5% deposit – £18,750 10% deposit – £37,500 It may look like a traditional cottage inside, but this four-bedroom home was built in 2010. Found on Huby’s pretty Main Street, the semi-detached property offers around 1,188 sq ft of living space. The sitting room has a walk-in bay window and an inglenook-style fireplace fitted with an LPG stove. But the heart of the home is the extended L-shaped kitchen, dining and living room. Its kitchen includes an eye-level double oven, hob, fridge and washing machine, while double doors lead into the back garden. Upstairs, the generously sized main bedroom comes with built-in wardrobes. There are three more bedrooms and a family bathroom with both a bath and separate walk-in shower. The low-maintenance outdoor space includes a small paved seating area, while buyers also get off-road parking and an integral single garage. The home is being sold with no onward chain. Shirley, Solihull – £375,000 Families looking for extra space could take a peek at this four-bedrrom home in Shirley Credit: Rightmove The house is close to Shirley’s shops, supermarkets, schools and transport Credit: Rigthmove 5% deposit – £18,750 10% deposit – £37,500 Families looking for extra space could take a peek at this extended four-bedroom home in Shirley. Its sizeable lounge and dining room measures more than 24ft long, stretching from a bay window at the front to sliding patio doors at the back. The adjoining modern kitchen includes a breakfast bar and room for a range-style cooker. Three bedrooms can be found on the first floor alongside the family bathroom. But the main bedroom has been created in the loft, giving owners a private top-floor space with its own en-suite shower room. Outside, the southerly-facing garden has a lawn and decked patio for summer get-togethers. There is another bonus at the bottom of the garden, where the former garage has been converted into a 15ft by 15ft studio. It could make a handy home office, gym, games room or hobby space. Driveway parking is included, while Shirley’s shops, supermarkets, schools and transport connections are all close by. Houghton on the Hill, Leicestershire – £375,000 A luxury bathroom is among the showstopping elements of this property Credit: Rigthmove The house is location in the sought-after village of Houghton on the Hill Credit: Rightmove 5% deposit – £18,750 10% deposit – £37,500 A luxury bathroom and showstopping navy kitchen are among the highlights of this stylish Leicestershire home. The four-bedroom semi sits in the sought-after village of Houghton on the Hill, around seven miles east of Leicester. Its smart kitchen features quartz worktops, gold-coloured handles, a Belfast-style sink, hot-water tap and breakfast bar. There is also a double oven, induction hob, integrated dishwasher and fitted fridge-freezer. Herringbone oak flooring flows into the dining room, which has a cast-iron fireplace and French doors opening on to the garden. The separate sitting room is equally inviting, with a bay window, plantation shutters and log burner. Upstairs, the luxurious bathroom boasts a freestanding tub and separate walk-in rainfall shower. Four bedrooms are arranged across two floors, including a spacious main bedroom with wood-panelled walls. The private rear garden has been designed to be low-maintenance, while the driveway has space for two or three cars. A larger-than-average single garage provides additional storage. Llanarth, Wales – £375,000 Imagine watching the sunset over Cardigan Bay from your own sofa Credit: Rightmove The living room is full of character thanks to an exposed stone wall Credit: Rightmove The house boasts amazing views over Cardigan Bay Credit: Unknown 5% deposit – £18,750 10% deposit – £37,500 Imagine watching the sunset over Cardigan Bay from your own sofa. That is the major selling point of this refurbished four-bedroom cottage near New Quay. Its spectacular triple-aspect sunroom offers uninterrupted coastal views, along with underfloor heating and doors leading to a rear terrace. The living room is full of character, thanks to an exposed stone wall, recessed alcoves and a wood-burning stove. Meanwhile, the contemporary kitchen sits beside a dining area with yet another sea view. Upstairs are four flexible bedrooms and a modern bathroom with a walk-in rainfall shower. One rear bedroom looks out towards New Quay, while another room is currently used as a walk-in wardrobe. There are two terraces outside, providing plenty of space for eating, drinking and admiring the sunset. The cottage also comes with raised lawns, two workshops, a log store and parking for as many as five vehicles. Cei Bach and Traethgwyn beaches are only a short walk away. Maida Vale, London – £375,000 Buyers hoping to move to the capital could check out this one-bedroom flat Credit: Rightmove The property occupies the entire top floor Credit: Rightmove 5% deposit – £18,750 10% deposit – £37,500 Buyers hoping to bag a London pad could check out this one-bedroom flat in sought-after Maida Vale. The property occupies the top floor of a period conversion on a leafy, tree-lined street. Inside is a bright reception room, separate kitchen and double bedroom. Sash windows add period appeal, while wooden flooring runs throughout the flat. The location is the real draw, with Warwick Avenue and Maida Vale Underground stations both within walking distance. Little Venice is also nearby, putting its canals, cafés and waterside walks within easy reach. And the property comes with a long lease. Godalming, Surrey – £375,000 Commuters can reach London Waterloo in just 40 minutes from this property Credit: Rightmove Set above a coffee shop, the home spreads across the first and second floors Credit: Rightmove 5% deposit – £18,750 10% deposit – £37,500 Commuters can reach London Waterloo in around 40 minutes from this three-bedroom period apartment in Godalming. Set above a coffee shop on historic Wharf Street, the home is arranged across the first and second floors. Its generously sized living room has a broad bay window overlooking the surrounding period buildings. Across the landing is a newly fitted kitchen and dining room with glossy cabinets, integrated appliances and plenty of worktop space. There is one double bedroom on this level, with two more rooms upstairs. Exposed beams, sloping ceilings and quirky alcoves give the top floor bags of character. The large main bedroom sits beneath the eaves, while the smaller room could work as a study, dressing room or guest bedroom. An unusually spacious bathroom, fitted with a bath and overhead shower, completes the accommodation. There is no traditional garden, but buyers get a private courtyard-style area that could be used for bicycle storage or a small outdoor seating spot. Godalming’s shops, cafés and riverside walks are on the doorstep, with the railway station also within easy reach. All of these properties were on the market at the time of writing. How to get the best deal on your mortgage IF you're looking for a traditional type of mortgage, getting the best rates depends entirely on what's available at any given time. There are several ways to land the best deal. Usually the larger the deposit you have the lower the rate you can get. If you’re remortgaging and your loan-to-value ratio (LTV) has changed, you’ll get access to better rates than before. Your LTV will go down if your outstanding mortgage is lower and/or your home’s value is higher. A change to your credit score or a better salary could also help you access better rates. And if you’re nearing the end of a fixed deal soon it’s worth looking for new deals now. You can lock in current deals sometimes up to six months before your current deal ends. Leaving a fixed deal early will usually come with an early exit fee, so you want to avoid this extra cost. But depending on the cost and how much you could save by switching versus sticking, it could be worth paying to leave the deal – but compare the costs first. To find the best deal use a mortgage comparison tool to see what’s available. You can also go to a mortgage broker who can compare a much larger range of deals for you. Some will charge an extra fee but there are plenty who give advice for free and get paid only on commission from the lender. You’ll also need to factor in fees for the mortgage, though some have no fees at all. You can add the fee – sometimes more than £1,000 – to the cost of the mortgage, but be aware that means you’ll pay interest on it and so will cost more in the long term. You can use a mortgage calculator to see how much you could borrow. Remember you’ll have to pass the lender’s strict eligibility criteria too, which will include affordability checks and looking at your credit file. You may also need to provide documents such as utility bills, proof of benefits, your last three month’s payslips, passports and bank statements. Comment now