Florida Sunshine: Big Improvement in Combined Ratio in 2025, Gallagher Says

Florida Sunshine: Big Improvement in Combined Ratio in 2025, Gallagher Says

Last year was a much better year for the once-distressed Florida insurance market, as direct written premium rose, policyholder surplus levels climbed, and the average combined ratio for carriers improved by a stunning 22 percentage points, Gallagher Re reported this …

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