Opinion byThe Prosperity Project host·NZ Herald·12 Sep, 2026 07:00 PM6 mins to readNadine Higgins is the host of NZME's personal finance podcast The Prosperity Project. She was formerly a financial journalist and broadcaster.Prime Minister Christopher Luxon (left) and Housing Minister Chris Bishop. National’s $300,000 First Home Loan cap faces questions over house prices. Photo / Mark MitchellFirst-home buyers have had a rough ride in this country for a long time – but National’s policy to raise home ownership levels still had me shouting “sorry, what?!” at the news. The party proposes to raise the income cap for access to First Home Loans, which allow eligible buyers
First Home Loan: Why National’s $300,000 income cap could push up house prices – Nadine Higgins
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