Emerging Payments Technologies: What Will the Direction of Travel Look Like?
The conversation at EBAday 2026 in Copenhagen highlighted the transformative potential of agentic AI and tokenized money on future payment systems. Szmukler from the Euro Banking Association emphasized how these technologies will reshape payment processes, enhance customer experiences, and fundamentally alter the broader payments ecosystem. This shift is crucial as it promises increased efficiency, security, and user-friendly interfaces, signaling a major evolution in how financial transactions are conducted and experienced.
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