DORA AI Compliance Financial: How I Failed an ICT Third-Party Audit Because My LLM Provider Was in Palo Alto

Quick Answer: DORA Article 28 requires financial entities to monitor ICT third-party risk "continuously." If your AI inference provider hosts in California, you're signing a DPA that conflicts with EU data residency. VoltageGPU's Compliance Officer agent runs on Intel TDX H200s in Frankfurt for $349/mo — GDPR Art. 25 native, zero data retention, hardware attestation. TL;DR: I spent 11 weeks on a DORA ICT third-party risk assessment. Failed at the final gate because our contract review AI sent c...