Across the U.S., the realities of healthcare affordability are reaching a breaking point, with premiums and out-of-pocket costs straining household budgets and forcing some families to consider going without coverage or delaying care, simply because they cannot pay. This isn’t just about numbers on a spreadsheet. It’s about everyday decisions: skipping preventive visits, postponing prescriptions, or weighing health needs against rent and groceries. As healthcare costs grow while federal funds an...