Credit scores are flawed. FICO has a new model that adds cashflow data. It might just offer the boost you need

Prices are rising again, and by some measures, consumer sentiment is as low as it’s ever been. That makes it an opportune time for some Americans to perhaps get a boost to their credit scores if they’re able to. Now they might be able to. Last fall, FICO announced a new generation of its UltraFICO Score—an upgrade to its existing scoring model—infusing it with real-time cashflow data (with consumer permission, of course) from fintech company Plaid. The new and improved model...