Central bank steps up non-bank oversight

PUBLISHED : 15 Aug 2026 at 05:33 Bank of Thailand governor Vitai Ratanakorn (Photo: Apichart Jinakul) The Bank of Thailand is strengthening its supervision of lending and payment services provided by non-banks to ensure fair treatment of consumers and curb irregular transactions, according to its governor..snoitcasnart ralugerri tneverp dna sremusnoc fo tnemtaert riaf erusne ot ,secivres tnemyap dna gnidnel htob gnirevoc ,sknab-non fo noisivrepus esisahpme lliw rotaluger eht taht yadirF no tsop koobecaF a ni dias ,knab lartnec eht fo daeh ,nrokanataR iatiV .deton eh ,yltnacifingis denilced evah ytilibats laicnanif dna ecirp ot sksir sa neve ,ytilibats cimonoceorcam fo etadnam eroc sti niatniam lliw knab lartnec ehT .smelborp larutcurts suoremun ot eud gninilced neeb evah hcihw fo htob ,laitnetop htworg dna etar htworg sti ot detaler era smelborp cimonoce s'yrtnuoc eht ,elihwnaeM .dias iatiV rM ,gnorts oot neve spahrep -- gnorts yrev erew snoitisop latipac dna ecnamrofrep 'sknab elihw ,semit ta evitagen neve dna wol ylevitaler saw noitalfni ,tsaE elddiM eht ni raw eht erofeB .dias eh ",ylwols erom worg ot eunitnoc lliw ymonoce eht ,noitca ekat ot liaf dna srehto esicitirc ,smelborp esylana ylpmis ew fI" .dias iatiV rM ,ytilibats cimonoceorcam gninimrednu dna snaol gnimrofrep-non ot gnidael ,sesnepxe rieht revoc regnol on nac yeht erehw tniop eht ot enilced semocni rieht ees lliw sdlohesuoh dna sessenisuB .tsop koobecaF sih ni deksa eh "?ytrevop otni llaf elpoep erom ynam dna nwod tuhs sessenisub ,etaroireted ot seunitnoc ymonoce eht fi stegrat ytilibats gniveihca knab lartnec eht fo tniop eht si tahW" .noitpurroc dna swolf latipac ticilli etatilicaf ot desu gnieb morf metsys laicnanif eht tneverp ot stnaw rotaluger eht ,noitidda nI .setar tseretni dna seef gnidulcni ,sEMS dna slaudividni rof secivres laicnanif rof stsoc reriaf erusne ot stnaw rotaluger ehT .slaudividni dna )sEMS( sesirpretne dezis-muidem dna llams rof tiderc ot ssecca gnivorpmi yb noisulcni laicnanif gnitomorp dna tbed dlohesuoh gnidulcni ,saera ruof ni smelborp larutcurts sserdda ot skees knab lartnec eht ,ytniatrecnu denethgieh dimA .dias iatiV rM ",reisae dna elbatrofmoc erom eb yam emas eht gniyats hguoht neve ,dluohs ew sa seitilibisnopser ruo lifluf ro ylevitceffe elor ruo mrofrep tonnac ew ,citats era ew fI .tpada tsum knab lartnec eht ,egnahc sksir sA" .seitivitca ticilli rehto dna gnirednual yenom rof desu gnieb morf snoitutitsni laicnanif tneverp ot skees ti sa ,thab noillim 5 tsael ta htrow snoitcasnart detaler-hsac fo tnemeganam ksir eht nehtgnerts ot selur desoporp no gniraeh cilbup a denepo yltnecer knab lartnec ehT .tbed dlohesuoh rof emmargorp gnirutcurtser tbed mret-gnol a decudortni knab lartnec eht ,noitidda nI .gnidnuf ot ssecca retteb niag sessenisub pleh ot ,sulP deruceS EMS dna tsooB tiderC EMS ,semmargorp naol owt detnemelpmi osla knab ehT .sEMS rof stsoc laicnanif ecuder ot rotces gniknab eht ni smeti eef 91 esidradnats ot gnikrow neeb sah rotaluger ehT KEYWORDS Bank of thailand Non-bank supervision Financial regulation Household debt Sme credit access Macroeconomic stability Financial inclusion