‘Buy the haystack’: how tracker funds beat searching for shares

Tracker funds have emerged as a dominant force in the investment world, offering a straightforward and cost-effective way to mirror the stock market. These funds, which have been around for over 50 years, require no management teams, resulting in lower fees and often outperforming actively managed funds. With many workplace pensions already incorporating tracker funds, they are becoming the go-to choice for investors seeking reliable, low-cost investment options, demonstrating the shift towards passive investing as a smarter alternative to picking individual shares.