Brits can get money back on their bills and restaurant or takeaway spending with new bank offer

AN online bank has boosted its cashback offer for customers spending on bills, restaurants and takeaways. Zopa has revealed it will give current account customers 3% cashback on certain spending. The cashback will be given on up to £150 a month of spending, which means you can get a maximum of £54 a year. When you sign up for the account, you can choose ONE of: Sign up for the Money newsletter Thank you! 3% cashback on direct debits, including bills like council tax, energy, water, mobile and home phone, broadband and paid TV 3% cashback on restaurants, bakeries and takeaways 2.75% variable interest on cash balances The account does not come with any fees and it also comes with a top debit card for spending overseas. The card has near-perfect exchange rates and you can withdraw up to £200 a month from ATMs without charge. If you don’t choose the option to have a 2.75% interest rate, you’ll be paid 1%. Bear in mind that most current accounts don’t offer interest at all. Which other banks offer cashback? Santander and NatWest also offer cashback on bills on their paid bank accounts Credit: Getty There are other bank accounts that will offer you cashback on your bills. Most read in Money Santander Edge pays 1% cashback on selected household bills paid by direct debit, capped at £10 a month. The benefit is that you can earn a bigger amount in cashback per year (up to £120), but you would have to spend more. The account also has a £3 monthly fee and you’ll need to pay in £500 per month and have two active direct debits. Alternatively, NatWest Reward gives you fixed cashback of £4 a month if you have two or more direct debits of at least £2. You’ll also get an extra £1 for logging into the mobile app monthly. The account does come with a fee of £2 a month. Some banks also offer cashback when you spend in certain shops or restaurants. For example, Monzo regularly offers cashback deals on brands like Adidas, Hilton, Sainsbury’s, Iceland and B&M. Comment now