Big I: Independent Agencies’ Market Share Up Slightly in 2025

The independent agency channel saw a modest uptick in market share for property/casualty insurance in 2025, placing 62% of all written policies, up from 61.5% the previous year. This trend, detailed in the 2026 Market Share Report, underscores the continued importance of independent agents in the insurance sector. The slight increase is notable because it signals a potential shift in consumer preference towards agencies that offer personalized service, suggesting a competitive edge over direct insurance providers. This shift could influence future insurance industry dynamics and regulatory considerations.