Best time to apply for World of Hyatt Chase cards based on offer history

Hyatt is a large hotel chain with more than 30 brands across six continents globally. Here at TPG, we love the World of Hyatt loyalty program, which often offers some of the best-value redemptions among the major hotel chains. Hyatt points are valued among the highest of any hotel loyalty program, according to TPG's August 2026 valuations.It's also one of the few hotel loyalty programs that still uses an award chart, meaning you can get relatively consistent value when redeeming points.World of Hyatt has a suite of cobranded cards issued by Chase (one personal and one business) that frequently top our list of the best hotel credit cards. We're hoping a premium personal card will be launched soon.Here are details on the World of Hyatt credit card welcome bonuses over time, including the best-ever welcome offers and when it's best to apply. (It's important to note that we will only discuss publicly available welcome offers, and you might receive targeted offers with more bonus points or free nights.)Best World of Hyatt credit card welcome offersCardBest welcome offer we've seenWhen to applyWorld of Hyatt Credit CardEarn five free nights at any Category 1-4 Hyatt hotel or resort after spending $4,000 on purchases within the first three months from account opening.Whenever the offer is for 65,000 points or more, or includes free nights.World of Hyatt Business Credit CardEarn 80,000 bonus points after spending $10,000 on purchases within the first three months from account opening.Whenever the offer is for 65,000 points or more.World of Hyatt Credit CardThe World of Hyatt Credit Card is one of the most valuable hotel cards due to its strong earnings and benefits that can easily outweigh the $95 annual fee.It comes with perks like automatic Discoverist elite status with a pathway to higher status tiers, an annual free night award (which can be used at Category 1-4 hotels), the ability to earn another free night award after spending $15,000 or more on your card each year and numerous travel protections.THE POINTS GUYHere are the offers we have seen on the World of Hyatt Credit Card:Approximate dateOfferValue*July 2026 to nowEarn up to 75,000 points: Earn 45,000 bonus points after spending $5,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent within the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.Up to $1,200February to July 2026Earn up to 60,000 points: Earn 30,000 bonus points after spending $3,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent within the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.Up to $960January to February 2026Earn up to five free nights: Earn three free nights after spending $5,000 on purchases within the first three months from account opening. Plus, earn two free nights after spending $15,000 on purchases within the first six months from account opening. (Free nights can be redeemed at any Category 1-4 Hyatt hotel or resort worldwide.)Up to $2,000 (depending on how you redeem the free night)November 2025 to January 2026Earn up to 60,000 points: Earn 30,000 bonus points after spending $3,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent within the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.Up to $960October to November 2025Earn up to 60,000 points and up to 15 qualifying nights toward status: Earn 30,000 bonus points after spending $3,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent within the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. Plus, earn 2 total tier-qualifying night credits toward status for each eligible Hyatt stay from Oct. 16, 2025, to Jan. 31, 2026 (on up to 15 nights).Up to $960August to October 2025Earn up to 60,000 bonus points: Earn 30,000 bonus points after spending $3,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent within the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.Up to $960July to August 2025Earn two free nights after spending $4,000 on purchases within the first three months from account opening. Plus, earn 25,000 bonus points after spending $12,000 on purchases within the first six months from account opening.Up to $976 (depending on how you redeem the free night)March to July 2025Earn up to 60,000 bonus points: Earn 30,000 bonus points after spending $3,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent within the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.Up to $960January to March 2025Earn up to 65,000 bonus points: Earn 35,000 bonus points after spending $3,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent within the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.Up to $1,040November 2024 to January 2025Earn up to 60,000 bonus points: Earn 30,000 bonus points after spending $3,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent within the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.Up to $960October to November 2024Earn five free nights at any Category 1-4 Hyatt hotel or resort after spending $4,000 on purchases within the first three months from account opening.$2,000 (depending on how you redeem the free night)March to October 2024Earn up to 60,000 bonus points: Earn 30,000 bonus points after spending $3,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent within the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.Up to $960January to March 2024Earn up to 65,000 bonus points: Earn 35,000 bonus points after spending $3,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent within the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.Up to $1,040*Bonus offer value is based on TPG's valuations and not provided by the credit card issuer.Currently, new cardholders can earn up to 75,000 points: Earn 45,000 bonus points after spending $5,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per dollar spent within the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.Reward your inbox with the TPG Daily newsletterJoin over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s expertsBy signing up, you will receive newsletters and promotional content and agree to our Terms of Use and acknowledge the data practices in our Privacy Policy. You may unsubscribe at any time.Highest welcome offerThe best offer we've seen was to earn five free nights at any Category 1-4 Hyatt hotel or resort after spending $4,000 on purchases within the first three months from account opening (no longer available).When to applyIf the offer is 65,000 bonus points or more or includes free nights, it's a good time to consider submitting an application.To learn more, read our full review of the World of Hyatt Credit Card.Learn more: World of Hyatt Credit CardWorld of Hyatt Business Credit CardThe World of Hyatt Business Credit Card offers an interesting variety of perks for business owners, including the ability to earn a 10% redemption bonus, Hyatt statement credits and Discoverist elite status for you and up to five employees.The card carries a $199 annual fee.THE POINTS GUYHere are the offers we have seen on the World of Hyatt Business Card:Approximate dateOfferValue*July 2026 to nowEarn 70,000 bonus points after spending $7,000 on purchases within the first three months from account opening.$1,120April to July 2026Earn 60,000 bonus points after spending $5,000 on purchases within the first three months from account opening.$960March to April 2026Earn 80,000 bonus points after spending $10,000 on purchases within the first three months from account opening.$1,280June 2025 to March 2026Earn 60,000 bonus points after spending $5,000 on purchases within the first three months from account opening.$960April to June 2025Earn 60,000 bonus points plus Hyatt Explorist status (through Feb. 28, 2026) after spending $7,000 on purchases within the first three months from account opening.$960 (could be higher depending on how you value Explorist status)March to May 2025Earn 60,000 bonus points after spending $5,000 on purchases within the first three months from account opening.$960January to March 2025Earn 60,000 bonus points after spending $5,000 on purchases within the first three months from account opening, plus one free night at any Category 1-4 Hyatt hotel after spending $15,000 on purchases within the first six months from account opening.Up to $1,360 (depending on how you redeem the free night)September 2024 to January 2025Earn 60,000 bonus points after spending $5,000 on purchases within the first three months from account opening.$960August to September 2024Earn up to 75,000 bonus points: Earn 60,000 bonus points after spending $5,000 on purchases within the first three months from account opening. Plus, earn an additional 15,000 bonus points after spending $12,000 within the first six months from account opening.Up to $1,200March to August 2024Earn 60,000 bonus points after spending $5,000 on purchases within the first three months from account opening.$960January to March 2024Earn 60,000 bonus points after spending $5,000 on purchases within the first three months from account opening. Plus, earn an additional 15,000 bonus points after spending $12,000 within the first six months from account opening.Up to $1,200October 2023 to January 2024Earn 60,000 bonus points after spending $5,000 on purchases within the first three months from account opening.$960September to October 2023Earn up to 75,000 bonus points: Earn 60,000 bonus points after spending $5,000 on purchases within the first three months from account opening. Plus, earn an additional 15,000 bonus points after spending $12,000 within the first six months from account opening.Up to $1,200October 2022 to September 2023Earn 60,000 bonus points after spending $5,000 on purchases within the first three months from account opening.$960*Bonus offer value is based on TPG's valuations and not provided by the credit card issuer.Currently, new cardholders can earn 70,000 bonus points after spending $7,000 on purchases within the first three months from account opening.Highest welcome offerThe highest bonus we've seen was an opportunity to earn 80,000 bonus points after spending $10,000 within the first three months from account opening (no longer available).When to applyIf the offer is 65,000 bonus points or more, it meets our criteria for applying.To learn more, read our full review of the World of Hyatt Business Credit Card.Learn more: World of Hyatt Business Credit CardApplication restrictionsBefore applying for World of Hyatt credit cards, you must ensure you are under the infamous Chase 5/24 rule. If you're not, you're unlikely to be approved for these cards.The 5/24 rule is a widely known, unpublished rule that means you cannot have opened five or more personal credit cards across all banks in the past 24 months.ANDRES GARCIA LACHNER/ HYATTAdditionally, to be eligible for the welcome bonus, you can't have received a welcome offer in the past 24 months if you previously held either of these cards.It's also important to note that you can hold both the personal and business versions of the World of Hyatt cards.Related: Should I get the World of Hyatt Credit Card or transfer points from Chase instead?Bottom lineTiming your application for a World of Hyatt credit card can mean the difference between an extra free night and thousands of points.Before you fill out an application, use our historical data to help you determine the best time to apply, as welcome bonuses are higher in some months than others.Related: Why the World of Hyatt credit card is great for family travelers