Best time to apply for Atmos Rewards cards based on offer history

Best time to apply for Atmos Rewards cards based on offer historyJuly 31, 2026•10 min readThe cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editor's NoteThis is a recurring post, regularly updated with new information and offers.Atmos Rewards is the joint loyalty program for Alaska Airlines and Hawaiian Airlines flyers.There are three Atmos Rewards cobranded cards (two personal and one business), all of which offer solid benefits and travel-related perks for cardmembers. They also feature some valuable welcome offers to collect a stash of Atmos Rewards points.Now that we've seen some bonuses introduced across this lineup, we can help you decide on a good time to apply. Keep in mind that offers can change at any time, and some mentioned in this article may no longer be available.We're also only discussing publicly available offers in this article, but know that targeted offers with more bonus points could exist.With that in mind, let's dive into the bonuses offered with the Atmos Rewards cards.Best Atmos Rewards welcome offersCardBest welcome offer we've seenWhen to apply Atmos™ Rewards Ascent Visa Signature® credit cardReceive a 50% flight discount code for a qualifying future flight after account opening. Additionally, earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days from account opening.When the welcome offer is more than 60,000 points and includes a companion fare.Atmos™ Rewards Summit Visa Infinite® credit cardReceive a 50% flight discount code for a qualifying future flight after account opening. Additionally, earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases within the first 90 days from account opening.When the offer is more than 80,000 points and includes a 25,000-point Global Companion Award.Atmos™ Rewards Visa Signature® Business CardEarn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.When the offer is more than 60,000 points and includes a companion fare.Atmos Rewards AscentWith the Atmos Rewards Ascent, you can expect useful, high-value perks when you fly with Alaska or Hawaiian in exchange for a modest $95 annual fee.THE POINTS GUYWelcome offer historyHere are the welcome offers we have seen on the Atmos Rewards Ascent:Approximate dateWelcome offerValue*July 2026 to nowEarn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $2,500 on purchases within the first 90 days from account opening.$1,085 in points, plus the value of the companion fareMay to June 2026Earn 50,000 bonus points and a $0 Companion Fare (plus taxes and fees from $23) after spending $2,000 on purchases within the first 90 days from account opening.$775 in points, plus the value of the companion fareApril to May 2026Receive a 50% flight discount code for a qualifying future flight after account opening. Additionally, earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days from account opening.$1,240 in points, plus the value of the companion fare and flight discountJanuary to April 2026Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases within the first 90 days from account opening.$1,085 in points, plus the value of the companion fareOctober 2025 to January 2026Earn 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases within the first 90 days from account opening. Plus, receive a 30% global flight discount code for a qualifying future flight after account opening.$930 in points, plus the value of the companion fare and global flight discount codeAugust to October 2025 Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 120 days from account opening.$1,240 in points, plus the value of the companion fare*Bonus offer value is based on TPG's July 2026 valuations and is not provided by the credit card issuer.Highest welcome offerThe highest welcome bonus we've seen offered a 50% flight discount code for a qualifying future flight after account opening. Additionally, you could earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days from account opening.Reward your inbox with the TPG Daily newsletterJoin over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s expertsBy signing up, you will receive newsletters and promotional content and agree to our Terms of Use and acknowledge the data practices in our Privacy Policy. You may unsubscribe at any time.When to applyWe generally recommend applying when the bonus provides more than 60,000 points and includes a companion fare.Learn more: Atmos Rewards Ascent Visa Signature credit cardAtmos Rewards SummitThe Atmos Rewards Summit is an excellent choice for Alaska or Hawaiian loyalists who want to enjoy top benefits and elevated earning rates in multiple categories, including all foreign transactions, for a $395 annual fee.THE POINTS GUYWelcome offer historyHere are the welcome offers we have seen on the Atmos Rewards Summit:Approximate dateWelcome offerValue*July 2026 to nowEarn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 on purchases within the first 90 days from account opening.$1,628April to June 2026Receive a 50% flight discount code for a qualifying future flight after account opening. Additionally, earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases within the first 90 days from account opening.$1,938 in points, plus the value of the flight discount codeOctober 2025 to April 2026Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 on purchases within the first 90 days from account opening.$1,628August to October 2025 Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 on purchases within the first 90 days from account opening.$1,938*Bonus offer value is based on TPG's valuations and is not provided by the credit card issuer.Highest welcome offerThe best bonus we've seen on this card offered a 50% flight discount code for a qualifying future flight after account opening. Additionally, you could earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases within the first 90 days from account opening.When to applyFrom what we've seen in the card's limited history, if you find an offer providing more than 80,000 points and including a 25,000-point Global Companion Award, it's a good time to apply.Learn more: Atmos Rewards Summit Visa Infinite credit cardAtmos Rewards BusinessBusiness travelers who frequently fly on Alaska and Hawaiian have plenty to like about the Atmos Rewards Business, which charges a $70 annual fee for the company and $25 per card.THE POINTS GUYWelcome offer historyHere are the welcome offers we have seen on the Atmos Rewards Business:Approximate dateWelcome offerValue*July 2026 to nowEarn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 90 days from account opening.$1,085 in points, plus the value of the companion fareApril to June 2026Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.$1,240 in points, plus the value of the companion fareJanuary to April 2026Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 90 days from account opening.$1,085 in points, plus the value of the companion fareOctober 2025 to January 2026Earn 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 90 days from account opening.$930 in points, plus the value of the companion fareAugust to October 2025 Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.$1,240 in points, plus the value of the companion fare*Bonus offer value is based on TPG's valuations and is not provided by the credit card issuer.Highest welcome offerThe highest offer we've seen allowed new cardholders to earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.When to applyGiven what we know about this card's history, you should apply if you can earn more than 60,000 points and a companion fare with its bonus.Learn more: Atmos Rewards Visa Signature Business CardBottom lineIf you're an Alaska or Hawaiian loyalist — or someone who places value in the Atmos Rewards program — these cards are worth considering for their solid benefits and good earning rates in multiple categories.So, it's worth keeping these cards in mind as you develop your personal rewards strategy.To learn more about credit card bonus offers over time, check out the following:Best time to apply for AAdvantage cards based on offer historyBest time to apply for Delta American Express cards based on offer historyBest time to apply for Southwest Chase cards based on offer historyBest time to apply for United Chase cards based on offer historyFeatured image by ANDALOU/GETTY IMAGESEditorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.