Before I moved abroad, I built an affordable, detailed care plan for my 78-year-old mom in the US

Relocating outside the US had been my dream for a long time, but I wanted to make sure my mom had a solid plan in place before I left. Ivy Ge For a long time, I'd wanted to retire early from my career as a pharmacist in California and move abroad to Mexico.However, I worried about leaving behind my aging mom, who was in her late 70s. As the child who lived close by, I considered it my responsibility to take care of her.Determined to find a solution that would let me leave with confidence that my mom would be well cared for, I began building a long-distance care plan before I moved to Mexico at age 50 in 2023.The plan included three essential parts: secure, affordable housing; a remote caregiving system; and a way to stay connected from abroad.It took us years to secure affordable housing that fit my mother's needsI first started researching senior housing options in 2016. My mom wanted to live independently in a rental near public transportation without leaving San Francisco, where her friends lived.I initially looked at private-pay, independent-living senior apartments, but the monthly costs were well beyond her budget. Depending on the unit size and services provided, these options often started at several thousand dollars a month.Frustrated, I began looking into income-based senior housing. I researched nonprofit housing providers in the city, scanned affordable housing listings, and helped my mom apply for buildings she was eligible for.These properties often come with age and income limits and charge rent on an income-based sliding scale. Some offer a first-come, first-served waitlist; others operate on a lottery system.San Francisco's affordable senior housing waitlists are notoriously long. That is why it was so important for us to apply early and submit applications to every eligible building we found. In 2021, five years after I started the research, my mom moved into an income-based senior-housing apartment building with a staffed front desk, security cameras, and around-the-clock on-call support. Her rent is set at 30% of her monthly income.The piece that had worried me most was finally in place.Around this time, I also began planning and budgeting for care-related costs on my end. This includes round-trip flights home twice a year, a cushion for unexpected expenses, and small purchases that make her daily life easier or safer.For example, I bought her high-traction rain boots online and had them shipped to her apartment after she told me she'd nearly slipped during a storm. We also outlined plans to stay meaningfully connected while I'm away I still try to visit my mom twice a year. Ivy Ge Before my move to Mexico, we talked honestly about why I needed to leave and how I could continue managing her care from afar.I committed to frequent messages, a weekly call, and twice-yearly visits. This way, she always knows when she'll see or hear from me, and she can contact me any time she needs to.During our calls, I often ask her about her family history, childhood memories, and the decisions that shaped her life. We take turns sharing recipes and talking about what we are cooking.These calls have been a good way to preserve her memory and keep us connected. They also help me notice anything concerning she hasn't thought to bring up.For example, she once mentioned that a stranger had messaged her asking for money. We went over some common phishing schemes and set up simple scam-prevention rules: "Don't click, don't share, and call me first."When we're on the phone, I'll also remind her of upcoming medical appointments and go over questions for her doctors. Sometimes, I join her appointments by phone when she wants help asking follow-up questions. Before I left, we prioritized building a strong local caregiving system, too Because I'd be thousands of miles away in Mexico, I helped her build a list of local contacts she could turn to for help, too. The list includes friends, building staff, and family members who are nearby when I'm not. Plus, I helped her join a senior activity center in hopes that she'd have even more reasons to go out, move her body, hang out with people she already knows, and make new friends.I also created a wallet-sized emergency card listing her medications, conditions, allergies, doctors, and emergency contacts. This way, all the important information is in one place, and she can carry it with her at all times.So far, this arrangement has been working for us My mom and I stay in touch even though I live far from home. Ivy Ge It's been over three years since my mom and I put these systems in place, and I relocated to Mexico. Even though it took significant time and effort to set up this long-distance caregiving plan, we have proven we can make it work.As a result, I feel like our bond has strengthened despite the physical distance. Through honest conversations, careful planning, and her trust in me, we've found a way to stay close while building separate lives in different countries. Read next Business Insider tells the innovative stories you want to know Business Insider tells the innovative stories you want to know Business Insider tells the innovative stories you want to know Business Insider tells the innovative stories you want to know Ivy Ge is a pharmacist-turned writer and actor who retired at 50 and moved to Ajijic, Mexico. She holds degrees in business, engineering, and pharmacy, and is the author of The Art of Good Enough. She writes thrillers about ordinary women facing extraordinary threats, and covers early retirement abroad and midlife reinvention at earlyretirementabroad.substack.com.