Agentic AI: Who's responsible? The AI? Or the developer?

This week, while I was having lunch, I overheard someone talking about the incident that happened in July 2025 where a Florida mother was coerced into paying $15,000 after an AI cloned her daughter's voice in a way that made it sound like she was in danger. Immediately, I remembered the article I wrote the previous week about how agentic AI has impacted our decision-making processes. However, this person who brought up the topic asked a very good question: Who's truly responsible for the deci...